Did another driver hit your car and cause you to get hurt as a result of their reckless behavior? It can be very frustrating to find yourself in this position, especially if it wasn’t your fault. The good news is that you are legally permitted to pursue compensation in your case.
With a personal injury lawyer in Babylon by your side, you won’t have to handle legal matters all by yourself. At the law firm of Chaikin Trial Group Personal Injury Lawyers, our attorneys have 50 years of combined experience. In that time, we’ve recovered $100 million for our clients.
As your car accident lawyer in Babylon, we can handle insurance-related matters on your behalf, identify who’s truly responsible for the collision, and fight for compensation that reflects the full extent of your injuries. Come in as a client, leave as a friend.
Why Car Accidents Are So Common Around Babylon
From busy local roads full of commuters heading east and west, to delivery vehicles cutting through neighborhoods and seasonal traffic spikes, Babylon is home to nearly all types of roadway conditions. Unfortunately, no matter how well you drive, you can still get hurt.
The types of collisions that are all too common in the area include rear-end crashes, intersection incidents, and side-impact accidents. Many of these collisions happen close to home on familiar roads where drivers let their guard down and think they are out of harm’s way.
For victims, these incidents often feel incredibly unfair, especially if you were doing everything right, yet you’re still paying the price for someone else’s negligence. Thankfully, a car accident attorney in Babylon can represent you and push for justice on your behalf.
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No-Fault Insurance: What It Covers and What It Doesn’t
According to New York Insurance Law § 5102(d), the state’s no-fault insurance system pays for basic medical treatment and part of lost wages after a car accident. This is true regardless of who caused the crash.
That said, no-fault benefits are limited. For instance, they don’t cover pain and suffering. To pursue additional compensation, the victim’s injuries must meet New York’s serious injury threshold. Your auto accident lawyer in Babylon will prove that this is true in your case.
This includes fractures, permanent limitations, significant disfigurement, or injuries that prevent victims from engaging in normal daily activities for an extended period of time. Insurers rely on confusion around this rule, and many victims don’t realize they qualify for more.
What Happens If the Other Driver’s Insurance Pushes Back?
After a crash, the other driver’s insurance company often moves fast. However, they are not doing so with the intention of helping victims. Rather, it’s a way of protecting their bottom line. That’s why you should never talk to them without a car crash lawyer in Babylon present.
Adjusters might ask you for recorded statements, question the validity of your injuries, or suggest that the crash wasn’t as serious as you’re claiming it was. They may delay responses, argue about who’s at fault, or offer settlements that don’t cover your long-term expenses.
Once you accept a settlement offer, you usually cannot reverse your decision, even if your symptoms worsen after the fact. Victims are often pressured before they fully understand their injuries or rights, but you are allowed to take your time, no matter what insurers say.
Shared Blame and New York’s Comparative Fault Rule
Car accident attorneys in Babylon will be privy to the fact that insurance companies often argue that victims share responsibility for the crash that caused their injuries. Even when the other driver clearly caused the accident, blame-shifting is common.
Thankfully, your auto accident attorney in Babylon can use New York’s pure comparative fault rule to your advantage. According to New York CPLR § 1411, this means you can still recover compensation even if you were partially at fault for the incident.
However, the one caveat is that the amount of compensation you can receive will likely be reduced by your percentage of responsibility. This rule is in place to protect victims, though insurers use it aggressively to reduce payouts whenever possible.
Call Now to Meet With Babylon Car Accident Attorneys Who Can Represent You
After a serious incident, it’s normal to feel like you’re not sure who to trust, and you’re likely worried about how you’ll recover from this incident. Insurance companies might try to pressure you to settle quickly, but Babylon car accident lawyers can protect you.
Are you searching for a “car accident lawyer near me” in Babylon after getting hurt in a collision? At Chaikin Trial Group Personal Injury Lawyers, we can help by identifying who’s liable, handling insurance-related conversations, and pursuing compensation on your behalf.
Known for being aggressive, honest, and fast-moving, we also offer bilingual representation and direct access to your attorney’s cell phone.
We treat every case like it’s going to trial, and we will come to you if needed. You can trust us to keep the process transparent from start to finish. Contact us today.