If you are involved in an Uber, Lyft, or taxi accident, you need to make sure you take specific actions after the crash. These steps can ensure that you stay safe and that your legal rights are protected.

The statute of limitation is a law that dictates how much time you have to initiate legal proceedings for an alleged offense. In New York, the statute of limitations for a personal injury is three years from the accident date. However, there are numerous exceptions to this rule that can shorten or lengthen the amount of time you have to file. For instance, if the accident involved a death, you only have two years to file a wrongful death claim. Or if your case is against a municipality, then the time will be even shorter. That is why you need to make sure to contact an experienced rideshare accident lawyer as soon as possible following your accident. These lawyers can quickly determine how much time you have to file your case and ensure all your legal motions are filed promptly and accurately.

Unfortunately, as each car accident is unique, no attorney can tell you exactly how much your case is worth. In fact, numerous factors can affect the value of your claim, including:

When you work with the legal team of Chaikin LaPenna, PLLC, we can go over these factors, determine which ones may impact your claim, and prepare the best case in response, going after maximum damages.

If you are looking to file an Uber, Lyft, or taxi accident claim, you need legal help that you can trust. Not only are these types of accidents incredibly complicated and require detailed evidence to show fault and damages, but they also require a solid understanding of New York’s laws. However, when you retain an experienced personal injury lawyer from Chaikin LaPenna, PLLC, our attorneys can:

If you or a loved one has been injured in an Uber, Lyft, or taxi accident. Do not wait any longer. Contact Chaikin LaPenna, PLLC for a free case evaluation today and let our attorneys fight for the fair compensation you deserve.

Rideshare apps keep anywhere from 25 to 40 percent of each fare processed through their app. So drivers depend on tips for their livelihood. They must cater to passengers who at times can be in a hurry and rush their driver. Unfortunately, this can encourage some Uber and Lyft drivers to make maneuvers (abrupt stops, turns and lane changes in heavy traffic without signalling, for example) that put other drivers, pedestrians and cyclists — not to mention themselves and their passengers — at significant risk. As long as rideshare drivers are scrambling to please a fare or get to the next fare as quickly as possible (frequent illegal U-turns have also been a problem), we’ll all face heightened risk of accidents on NYC and Long Island roadways.

Uber and Lyft don’t own or operate the cars hailed by their rideshare app. Both of these billion-dollar corporations go to great lengths to avoid classifying their drivers as employees. Instead, they prefer to treat drivers as independent contractors. This allows both companies to avoid responsibility for accidents or damage that happen when drivers are working. Under New York State law an employer is usually liable for damages caused by an employee. Independent contractors, however, are normally responsible for damages caused by their own negligence.

In New York City, however, rideshare drivers are required to meet the same standards that taxi and other for-hire vehicles must meet. That includes higher levels of accident insurance and a higher level of scrutiny to pass safety inspections.

Legal challenges and legislative efforts are underway to challenge rideshare driver classification in various states across the country. And it remains to be seen if rideshare companies will continue to shield themselves with the “independent contractor” argument.

In order to protect drivers, passengers and everyone on our roadways, ridesharing apps have created limits on the hours of service drivers may put in on their apps.

Both Uber and Lyft require drivers to take a full, uninterrupted 6-hour break for every 12 hours they are in driver mode. These 12 hours in driver mode do not have to be consecutive. Once the Uber or Lyft driver has been in driver mode for 12 hours, the app will prevent the driver from going online until he or she has taken this mandatory 6-hour break.

In addition to mandatory breaks required from Uber and Lyft, New York City regulations prohibit drivers from providing rides for more than 10 hours in a 24-hour period. Drivers reset the 24-hour period by taking a break for 8 hours. Drivers in NYC are also prohibited from providing rides for more than 60 total hours during a calendar week.

For rideshare drivers in New York City, the insurance requirements are higher than those in New York State. All of New York City Uber and Lyft vehicles, taxis, and limousines are regulated by the TLC (NYC Taxi and Limousine Commission), which puts higher insurance requirements in place.

Drivers in New York City must meet the following insurance requirements:

Outside of the five boroughs, very few Uber and Lyft drivers carry commercial auto insurance policies because they are not required to under New York State law and commercial policies tend to be prohibitively expensive. This can create problems because, while premiums are higher for commercial policies, their insurance coverage is better and more appropriate for drivers using their vehicles to earn money.

Rideshare drivers outside of New York City are only required to carry the minimum auto insurance required by the state for personal vehicles:

Luckily, in addition to a driver’s personal auto insurance, ridesharing apps carry insurance. For insurance purposes, a driver’s time is divided into three phases and which insurance covers an accident and at what amount depends on which phase the driver is in.

Offline. The driver’s personal auto insurance policy applies to any accident that takes place when the driver app is turned off.

Available or waiting for a ride request. 

If an accident occurs when the driver app is turned on, a driver’s personal auto insurance will likely still apply, but the rideshare corporation also maintains third-party liability insurance for drivers that may apply. For example, if a Lyft driver strikes a pedestrian while circling a congested block waiting for a fare, the driver’s personal auto insurance policy would likely cover damages and Lyft’s third-party insurance would cover any amount that exceeds the limits of the driver’s personal auto insurance policy up to the limits below.

Uber and Lyft maintain third-party liability insurance for all drivers with the following limits:

En route to pick up riders and during trips. 

If a crash occurs when a driver is en route to pick up a rider or when a passenger is in the vehicle, the driver’s personal auto insurance policy would apply as would the following auto insurance maintained by the rideshare corporation on behalf of the driver:

In general, if you are injured in an accident–as a passenger or other vehicle driver–in an accident involving an at-fault rideshare driver, his or her personal auto insurance will cover damages up to the maximum amount of that policy. If this policy is exhausted, then the ridesharing app’s third-party liability insurance should kick in up to $1,000,000, according to the policy coverage outlined above.

Of course, all insurance companies and corporations have teams of lawyers and adjusters that work around the clock to limit their liability and protect their bottom line. For instance, insurance companies may pressure you to admit that you are somewhat at fault for the accident. This is because, under Louisiana’s “comparative negligence” law, an award for damages can be reduced by a percentage equal to the percentage that a victim is found to be at fault for the accident. For example, if you are leaving work after an overnight shift and your vehicle is struck by an Uber driver making a dangerous left turn, the driver’s insurance company or the rideshare app’s insurer could claim you are partially at fault because you were driving while fatigued.

This is why it is so important to seek out a skilled attorney if you’ve been injured in a rideshare app accident. You deserve a legal team on your side with strong knowledge of Louisiana civil law and decades of experience winning for victims of Louisiana auto accidents.

If you are a rideshare passenger who has been injured in a crash, other complicating factors may exist. For example, Uber and Lyft both require users to agree to “terms of service” that both companies have used to deny passengers the right to a jury trial. “Arbitration” is a common way companies use to try to limit the compensation that victims receive in the event of grave injuries or wrongful death.

It can be a very complex process to sort out who is responsible for paying out compensation and in what amounts when an accident involves a ridesharing app driver. You owe it to yourself and your family to speak with a skilled, dedicated legal team with a strong track record of winning for New York City and Long Island clients who have been victims of Lyft or Uber accidents.